Commercial Mortgages & Loans
For Businesses that require property to own and use, or are seeking to acquire land and or property for development, business expansion or investment, then Anglo Finance can structure affordable and flexible term facilities that are best suited to you. We can help businesses and investors secure their capital requirements with up to 90% LTV and sometimes 100% advances (where additional security may be required). Lending periods vary from 10 to 30 years and products include interest only, interest and capital and fixed rate options.
Anglo facilitates both standard and non-standard mortgage requirements, so that for the established business and or investor our rates can be as competitive as the high street banks. We can also assist with non-standard mortgages for newly established business's or those with a difficult recent trading history, for example we can arrange Self Certification Mortgages (for advances from £50,000 to £2,000,000) which allows the borrower the option of not having to provide accounts, bank statements, business plans and projections etc., which can help when that golden opportunity arises.
We provide our services on a no-facility no-fee basis and do not in normal circumstances charge any broker fees to you.
Specific Benefits
- Stand alone funding, normally self securing.
- Repayments can be flexibly managed.
- Interest reduces in line with capital.
- Straightforward documentation.
- Self Certification status mortgages available with good 'bricks and mortar' cover.
Benefits
- As with all finance options, the mortgage contract has a known period, but can have the advantage of fixed or flexible payment terms.
- Capital is conserved for more profitable use elsewhere whilst, in normal circumstances, the acquired assets will increase in value.
- Cash flow can be managed by tailoring the financial product to the customer requirements and the granting of specific finance preserves the customer borrowing ability by giving an additional line of credit.
Types of Mortgage and Loan
Commercial Mortgage - Primarily designed for people that are seeking to acquire commercial, industrial or retail premises for the main occupation of the borrower and or their business.
Commercial Property Investment Loan - This type of facility is suitable for the more experienced investor who is looking towards purchasing Commercial, Industrial, Agricultural or Retail premises for investment purposes to be let out, generally to other businesses under formal tenancy agreements.
Residential Investment Property Loan (Buy-to-Let) - Designed for investors and predominately tailored towards the residential property market. Suitable for those investors who are buying residential properties to be let out to private individuals under formal tenancy agreements.
Property Development Loan - The loan is designed for those people who are looking to redevelop commercial or residential property, for future sale or retention, either through renovation, extension or by new construction.
Any property used as security, which may include your home, may be at risk if you do not keep up repayments on your mortgage or loan
Chattels Mortgage (Equipment Acquisition)
For businesses that are seeking to strengthen cash flow and improve liquidity then the security of a Chattel Mortgage can achieve these critical financial objectives. This is quite simply a business loan secured by title to equipment already owned or newly acquired. Capital repayments are charged monthly / quarterly and interest is charged periodically (quarterly / annually) on the outstanding capital. This form of finance is particularly effective where there is a complex range of machinery being funded. Normally funded on a variable rate basis with fixed monthly or quarterly capital repayments and interest charged separately on the capital outstanding on a daily or monthly basis. Chattel Mortgages can be a very flexible method of funding, with greater choices in time terms and are particularly suited to relatively high value transactions. Also they are easy to use for ‘sale and leaseback’ style transactions to release capital back into a business.
Specific Benefits
- Stand alone funding, normally self securing.
- Repayments can be flexibly managed.
- Interest reduces in line with capital.
- Straightforward documentation.
Benefits
- As with all finance options, the mortgage contract has a known period, but can have the advantage of fixed or flexible payment terms.
- Cash flow can be managed by tailoring the financial product to the customer requirements and the granting of specific finance preserves the customer borrowing ability by giving an additional line of credit.
Any property used as security, which may include your home, may be at risk if you do not keep up repayments on your mortgage or loan
For more information and to contact us click here or call 0870 763 0202
Asset Refinance - Sale & Lease Back Facilities - Chattels Mortgage - Business Loans - Commercial Mortgages - Commercial Finance - Property Mortgages - Property Finance - Property Loan - Self Certification Mortgage - Property Investment Finance - Property Acquisition Finance - Property Development Finance
